How Finance Restructuring Works
A transparent, three-sided marketplace connecting borrowers, lenders, and licensed regional operators.
For Borrowers
Create your account
Register as a borrower with a one-time $40 USD fee, then build your listing in minutes.
Build your listing
Enter your loan requirement, asset details, location, and upload supporting documents. Our LVR calculator helps you understand your position.
Get discovered by lenders
Publish your listing and it becomes visible to our network of verified lenders who match your criteria.
Receive contact requests
Interested lenders unlock your contact details using credits. You'll be notified and can discuss terms directly.
For Lenders
Subscribe to a plan
Choose a membership plan that fits your deal volume. Each plan includes a monthly credit allocation.
Search and filter listings
Filter by funding category, LVR, asset type, loan size, and country to find deals that match your lending criteria.
Use credits to contact borrowers
Each contact request costs 1 credit. Credits refresh monthly with your subscription.
Close deals
Communicate directly with qualified borrowers and progress deals on your own terms.
For Licensees
Apply for a regional license
Licensees operate within defined territories — states, countries, or regions — and build their own member network.
Refer members
Share your unique license code with borrowers and lenders. When they sign up using it, they're permanently linked to your account.
Earn revenue share
Receive a percentage of subscription revenue from every member you introduce, for as long as they remain active.
Common Questions
What does it cost for borrowers?
Borrowers pay a one-time $40 USD registration fee when creating an account. Listing and publishing requirements is included after that.
How does the credit system work?
Lenders purchase a subscription plan that includes monthly credits. Each contact request with a borrower costs 1 credit. Unused credits do not roll over.
Are lenders verified?
All lenders must create a profile with their funding criteria before accessing borrower contact details.
What is a licensee?
Licensees are regional operators who build a local network of borrowers and lenders. They earn a percentage of subscription revenue from members they introduce.
How long do listings stay active?
Active listings remain on the platform for 90 days from the publish date. Borrowers can renew or withdraw at any time.
What countries are supported?
The platform operates globally with territory licenses covering Australia, the USA, UAE, Singapore, Hong Kong, and the United Kingdom, with more regions being added.